How and Where to Buy USDT TRC20 with Credit or Debit Сard

USDT (Tether) is a type of stablecoin, a cryptocurrency that maintains a stable value by being pegged to a reserve of assets. In the case of USDT, it's backed one-to-one by traditional fiat currencies, namely the US dollar.


Welcome to the exciting realm of cryptocurrencies where concepts like decentralization, blockchain technology, and digital assets rule. Among the various cryptocurrencies available, a unique type called stablecoins has made a substantial impact, and Tether (USDT) is arguably the most recognized one. In this guide, we will specifically focus on USDT TRC20 and provide a detailed guide on how to purchase it.

Overview of USDT TRC20

USDT (Tether) is a type of stablecoin, a cryptocurrency that maintains a stable value by being pegged to a reserve of assets. In the case of USDT, it’s backed one-to-one by traditional fiat currencies, namely the US dollar. TRC20 refers to the token standard on the TRON blockchain. USDT TRC20 is a version of Tether that resides on this blockchain. The primary benefits of using the TRON-based TRC20 USDT over other versions are faster transaction times and lower fees, thanks to TRON’s efficient blockchain structure.

Where to Buy USDT TRC20

USDT TRC20 can be purchased in several ways:

Crypto Wallets

Many multi-currency digital wallets like Guarda Wallet allow you to buy USDT TRC20 with a credit or debit card directly within the wallet interface. Such wallets often support multiple payment methods such as bank transfers, credit cards, or other cryptocurrencies. Buy USDT with Guarda Wallet


Cryptocurrency exchanges are the most common place to buy USDT TRC20. These platforms allow users to exchange their fiat or other cryptocurrencies for USDT. Remember to look for TRC20 in the description to ensure you are buying the corre version of USDT.

P2P Services

Peer-to-peer (P2P) services connect buyers and sellers directly. It is crucial to find a seller who is offering USDT TRC20 and to understand that while P2P services offer more payment methods, they also come with a certain level of risk.

Crypto ATMs

In some cities, crypto ATMs offer a convenient way to buy cryptocurrencies like USDT TRC20 for cash or by card. These machines work much like traditional ATMs, but you should remember that not all crypto ATMs offer USDT TRC20, so it is worth checking beforehand.

Step-by-step Guide to Buying USDT TRC20 with Сredit or Debit Сard

You can become an owner of USDT TRC20 using your credit or debit card. Guarda Wallet brings to you an effortless and secure method of acquiring your desired cryptocurrency. Follow our step-by-step guide designed to enrich your crypto journey:

Step 1: Setting Up Your Guarda Wallet

Download and install the Guarda Wallet app or sign in to the web wallet version. Once installed, create a new wallet. Write down your backup phrase and keep it safe. Skip this step if you already have a Guarda wallet.

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Step 2: Specify the fiat currency and the amount you wish to purchase

Navigate to the ‘Buy Crypto’ section, select your preferred fiat currency, and specify the amount you wish to invest.

Step 3: Choose a payment partner

Choose a payment partner by checking the rates and availability in your country.

Step 4: Provide payment information

Enter your credit or debit card information in the payment gateway, ensuring each detail is accurate. Double-check all the card details, including card number, expiry date, and CVV code, before proceeding. Remember that Guarda Wallet does not store your data as all KYC procedures are handled by our partners.

Step 5: Enter a wallet address

Be sure to choose your USDT TRC20 wallet or enter a payout address correctly. Any mistakes can lead to your tokens being sent to the wrong address. Remember, transactions in the blockchain are irreversible.

Step 6: Get your USDT TRC20

Usually, tokens arrive at the specified wallet address within 10-30 minutes, depending on the network load and transaction speed. Check your Guarda Wallet to confirm the receipt of your USDT TRC20 tokens.


Congratulations! You are now equipped with the knowledge to purchase USDT TRC20 using Guarda Wallet. It is essential to continue educating yourself about cryptocurrencies and blockchain technology, as the space is continually evolving. Remember, while the potential of cryptocurrencies is immense, it is always important to approach them responsibly.


Can I store other cryptocurrencies in Guarda Wallet?

Yes, Guarda Wallet supports 60+ blockchains and 400,000+ cryptocurrencies, including Bitcoin, Ethereum, and many others.

Is USDT TRC20 the same as regular USDT ERC20?

The value of USDT TRC20 is the same as that of other versions of USDT. The difference lies in the blockchain network they operate on, which affects transaction speed and fees.

What are the fees for buying USDT TRC20?

Fees vary based on the payment partner you use and the current network congestion. Always check the fees before making a transaction.

How long does it take to transfer USDT TRC20 to my Guarda Wallet?

Transfer times depend on network congestion but generally, TRC20 transactions are relatively fast due to the efficiency of the TRON network.

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