Algorand is a great stake for 2022, due to its relatively young ecosystem. As developers create more apps on Algorand wallet ALGO, its ranking could easily double or even triple this year.
As a buyer, the crypto-currency (an Algo) leaves your wallet and goes immediately to the wallet of the seller, at virtually no cost. By using Algo, you and the seller both save on these fees - meaning more money in your pocket and greater spending power.
The Algo can also be used to send money to anybody, instantly. No wire transfers, no forms to fill, no banks or exchanges to be used, no delays. Instead of moving money around being a task that takes days to happen, the ALGO can do it in under 4.5 seconds - and the ALGO is in the wallet of the receiver, ready for them to use instantly.