What is Stellar?
Stellar has its own value, but unlike Bitcoins, it is not intended to be used as a means of payment. Rather, it is intended to be a broker for currency conversion. In fact, its founder is Jed McCaleb, the co-founder of Ripple. But Stellar's approach is somewhat less institutional than Ripple's, which has a much more aggressive corporate purpose. Stellar is an open-source payment technology. Combined with XLM cryptocurrency, it is an ideal system for micropayments, mobile payment compatibility, services, and areas where there are not enough banks.Stellar Website