Ripple Wallet

Ripple Wallet

Non-Custodial Non-Custodial
Buy & Exchange Buy & Exchange
Store Ripple Store Ripple

Ripple offers one of the most advanced blockchain technology for global payments. Creat Ripple wallet with the built-in exchange and purchase features.

Create XRP WalletOther Platforms
Ripple Wallet

What is Ripple?

The first thing to know is that Ripple is both a platform and a currency. The Ripple platform is an open-source protocol that is designed to allow fast and cheap transactions.

Unlike Bitcoin, which was never intended to be a simple payment machine, Ripple will definitely govern all international transactions worldwide. Pretty ambitious, but who knows? Maybe currency exchanges will disappear in a few years.

The platform has its own currency (XRP), but it also allows everyone to use the platform to create their own through RippleNet.


RippleNet is a network of institutional payment providers such as banks and money service companies that use solutions developed by Ripple to provide a seamless experience for sending money worldwide.

For example: Mr.Jones lives in New York and has a unique box of chocolate that he has been given but, due to diet restrictions, cannot eat. He would very much like to attend a big baseball game in the city but doesn't have a ticket. Mrs. Smith lives in Los Angeles and has a rare collectible that she would like to give away in exchange for the unique box of chocolate. Finally, we have Mr. Brown who lives in Alaska. He is looking for the same rare collectible Mrs. Smith owns, and he has a ticket to the same baseball game in NYC that Mr. Jones would like to see.
In our current system, these people would probably never meet and would end up keeping their "non-valuable" items. But in the Ripple world, they could say, "Hey, I have this unique box of chocolate and I’m looking for a ticket to this baseball game!" and the system will then look for the shortest, cheapest combination to make it happen.

Ripple Protocol Consensus Algorithm (RPCA)

Unlike Bitcoin or Ethereum, Ripple does not have a Blockchain. A cryptocurrency without a Blockchain might sound rather strange - after all, if you do not have a Blockchain, how can you check the transactions to make sure everything is OK? Ripple has its own solution to this with patented technology: the Ripple Protocol Consensus Algorithm (RPCA).

The word 'consensus' in the name means that if each node agrees with all the others, there is no problem. This works in the same way as a committee that requires unanimous agreement from all members on important decisions.

Online Ripple Wallet

Easily hold XRP, buy, send and exchange Ripple right in your browser

Get wallet for free
Online Ripple Wallet

How to buy Ripple?

Although many coins can be obtained through mining, mining is not possible using XRP. All XRP coins were created at the beginning of Ripple, and XRP coins are regularly launched on the market. Buy and store XRP in Guarda Wallet.

Mobile Ripple Wallet

Send, buy, store, stake and exchange XRP safely, on the go from your mobile device

Android and iOS Ripple Wallet

What are the differences between Ripple and Bitcoin?

As mentioned earlier, Ripple and Bitcoin are different in many ways. Firstly, Bitcoin uses Blockchain technology whereas Ripple uses a distributed consensus register, which, in turn, works with a network of servers responsible for checking and XRP encryption tokens.

Ripple's brilliant idea is to create a platform for the direct transfer of real-time assets, such as gold or traditional money. In turn it seeks to become a more economical, reliable, and secure alternative to replace the transfer systems that banks currently work with, such as the SWIFT payment system.

Ripple has remained stable since its launch, unlike Bitcoin, which this year showed a lot of depreciation. Regarding transactions that process both cryptocurrencies, Ripple is capable of handling 1,500 operations per second (tps) and has been updated to increase to 50,000 Visa transactions per second. In stark contrast, Bitcoin only processes 3 to 6 tps, excluding scale levels.

Regarding extraction, XRP Ripple cannot be extracted like Bitcoin, Litecoin, Ethereum, or other cryptocurrencies. The pulsation since it began its trajectory has betrayed its totality (one hundred billion), so it does not need a mining process to survive.

An increasing number of banks and payment providers are now including Ripple among their options, as it is intended for use by companies and from person to person, even if this is not the primary purpose. Remember, the primary goal of Ripple is to transfer large amounts of money from anywhere in the world as quickly as possible.

Guarda | Desktop Crypto Wallet

Ripple Desktop Wallet

Store, send, buy, sell, stake and exchange crypto using the decentralized, non-custodial desktop crypto wallet. Your data stays private – you have full control of your private keys.


Select Your Platform

Enjoy Guarda Wallet on any device you prefer.

Guarda Open Source Wallets

We believe in the freedom of privacy. We encourage crypto enthusiasts to use our single currency open-source wallets codebase or build on top of it.

Check us out on Guarda Crypto Open-Source Wallets