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Best XRP Wallets | Ripple Wallet Review

Best XRP Wallets | Ripple Wallet Review

Guarda Wallet supports Ripple community for a while already. As XRP is a cryptocurrency associated with the company, we review the best XRP wallets in this article to find the most secure Ripple Wallet solution

What is Ripple?

Ripple platform is an open-source protocol created to provide the near-instant and direct money transfers between two parties. Ripple aims to collaborate with financial institutions and banks in order to introduce a more economical and efficient way to conduct transactions around the world. The platform is based on the “Proof of Correctness” algorithm and uses the RPCA (Ripple Protocol consensus algorithm) protocol in the P2P network of independent nodes. The term Ripple is often used to describe the cryptocurrency XRP as well as the holding company. You can buy XRP on cryptocurrency exchanges for bitcoins, dollars or euros. Today, Ripple is the 3rd most valued cryptocurrency by market capitalization.

Now let’s choose the best Ripple wallet.

 Best XRP Ripple Wallets in 2019

Guarda – a multi-currency Ripple wallet solution

Guarda Web Ripple wallet

Guarda is a multi-currency lightweight wallet offering support for the majority of popular cryptocurrencies and their tokens. The wallet has a web version, apps for Android and iOS, Chrome Extension version as well as desktop options for Windows, MacOS, and Linux. The wallet also has a built-in cryptocurrency exchange and allows you to buy cryptocurrency for dollars, euros or British pounds directly from a bank card. Guarda is a non-custodial wallet, so you have full control over the funds in your wallet.


The wallet is supported on multiple platforms

Full user control over private keys and assets

It supports over 30 popular cryptocurrencies

Guarda is the best ripple wallet with a user-friendly interface and sophisticated technical features.

Toast – a free Ripple wallet

Toast wallet

Toast Wallet is multi-platform wallets for storing, sending and receiving XRP cryptocurrency. It can be downloaded for iOS, Android, Windows, Mac, and Linux. Moreover, the data repository has a Chrome browser extension. It is a completely free online wallet with open source code and the software binaries. All of your Ripple data are stored in an encrypted environment and does not leave your device.


User-friendly interface

Private keys are under full control as  it is a non-hosted wallet

Possibility to view account balances and recent transactions

Useful backup option in case of losing your mobile

The team of this wallet says “simple enough for your grandma but safe enough for a Swiss banker”. Toast Wallet definitely corresponds to it.

Atomic – Ripple wallet app with Atomic Swaps

Atomic Wallet is the free non-custodial desktop app. The main feature of this Wallet is the decentralized Atomic Swap which allows you to cross-chain swaps without any third-party risks and fees. This wallet has strong and free encryption that guarantees a high level of security.


Instant and secure data transfer with the Atomic Distributed Order Book, which is based on the BitTorrent protocol and protected from spam and fraud

The multi-currency wallet that supports 300+ coins and tokens

Integrated instant exchanges via Changelly or Shapeshift with floating or fixed rate

These features are provided in an intuitive interface protected by a mnemonic seed which is generated after the first launch of the app.

Gatehub – an alternative to Ripple trading platform

The XRP team has repeatedly advertised the wallet and called it one of the best options for storing its coins. The popularity of the site began to grow after the closure of the official Ripple trading platform. GateHub has become a great alternative. This service allows users to exchange, store, or send cryptocurrencies.


Two-step authentication enhances the security of the wallet

The wallet can be used without downloading to PC or phone

Market depth charts provide you with information about statistics and market trends before selling cryptocurrency

GateHub is not only a ripple wallet but a multi-tasking platform with a built-in exchange.

Exarpy – Ripple Web wallet with a twist


Exarpy is a web ripple wallet designed specifically for the storage of XRP. It is accessible from any web browser. The idea of the company is access to XRP, “just like the cash in your pocket.” Exarpy is not directly connected to XRP, but the platform provides access to the XRP payment network. Wallet does not store your personal information and keys. Unlike hot wallets with a need of internet connection, Exarpy can be used offline as the private keys nor the public address is stored on any servers.


The wallet is accessible from any location which makes it quite portable

Extremely low fee of 0.025 XRP regardless of the amount for every transfer

Exarpy is one of the best Ripple wallets for fast everyday transactions. 


Cryptonator is an online ripple wallet that conducts transactions in a fast and secure way. The wallet has two-factor authentication and mobile apps for iOS and Android. There is a premium account for $ 4.99 per month with favourable rates and transfers without fees.


Multiple currency accounts allow you to store several types of cryptocurrencies and fiat money simultaneously

The possibility of making automated immediate exchanges directly from the Cryptonator account 

Exchange monitoring tool allows you to track the value of a cryptocurrency on various exchanges

Cryptonator also has a browser extension for Chrome which is synchronized with all major exchanges, providing the user with the current cryptocurrency prices.

Ledger Nano S

Ledger Nano S is the most popular multi-currency hardware wallet for cold storage of cryptocurrency. It looks like a flash drive with two buttons and an attached OLED screen which makes it very simple to use. It is considered to be the safest ripple wallet due to its tiny size and its ability to store private keys which limits a hacker’s ability to steal the currency.


The wallet has a specialized secure chip called a Secure Element and uses its own operating system BOLOS

Integration with other wallets for cryptocurrencies: Electrum, Bitgo, Mycelium, Copay, MyEherWallet, and others

Backup copy allows the user to restore data

Ledger Nano S is the best offline ripple wallet that provides a high level of security.