.ref-cta-section {
  position: relative;
  overflow: hidden;
  background: radial-gradient(130.46% 190.21% at 50% 119.07%, #5686FE 0%, #1E3282 52.33%, #000541 100%);
  padding: 80px 24px;
  text-align: center;
}

.ref-cta-section .ref-cta-back-effect {
  position: absolute;
  bottom: 0;
  left: 0;
  width: 100%;
  height: auto;
  pointer-events: none;
  user-select: none;
  z-index: 0;
}

.ref-cta-section .container {
  position: relative;
  z-index: 1;
}

.ref-cta-section .ref-cta-image {
  display: inline-block;
  max-width: 100%;
  margin-bottom: 48px;
}

.ref-cta-section .ref-hero-cta {
  margin-bottom: 24px;
}

.ref-cta-section .ref-cta-disclaimer {
  max-width: 640px;
  margin-left: auto;
  margin-right: auto;
  font-family: Roboto, sans-serif;
  font-weight: 400;
  font-size: 16px;
  line-height: 24px;
  letter-spacing: 0;
  text-align: center;
  color: #C4C6D4;
}

.ref-cta-section .ref-cta-disclaimer a {
  color: #FAFAFA;
  cursor: pointer;
}

.ref-cta-section .ref-cta-disclaimer a:hover {
  text-decoration: underline;
}

@media screen and (max-width: 767px) {
  .ref-cta-section {
    padding: 60px 16px;
  }

  .ref-cta-section .ref-hero-cta {
    width: 100%;
  }
}